Terms and Conditions

Last Updated: November 15, 2023

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the website at investmentcourse.com (the "Service") operated by Investment Course Blog ("us", "we", or "our").

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have permission to access the Service.

1. Accounts

When you create an account with us, you guarantee that the information you provide is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

2. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Investment Course Blog and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Investment Course Blog.

3. Course Content and Materials

All course content and materials provided through the Service, including but not limited to videos, presentations, documents, guides, and interactive exercises ("Course Materials"), are owned by or licensed to Investment Course Blog and are protected by intellectual property laws.

Upon purchasing a course, we grant you a limited, non-exclusive, non-transferable license to access and use the Course Materials for your personal, non-commercial educational purposes only. You may not:

• Reproduce, distribute, publicly display, or publicly perform the Course Materials
• Modify, adapt, or create derivative works based on the Course Materials
• Use the Course Materials for any commercial purpose
• Remove any copyright or other proprietary notices contained in the Course Materials
• Transfer the Course Materials or your access credentials to another person
• Share your account access with others, even family members
• Record, capture, or download videos or other media from our courses unless explicitly permitted

Violation of these restrictions may result in the termination of your account and potential legal action.

4. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting User Content on or through the Service, you represent and warrant that:

• The User Content is yours (you own it) and/or you have the right to use it and the right to grant us the rights and license as provided in these Terms.
• The posting of your User Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity.

You retain any and all of your rights to any User Content you submit, post or display on or through the Service and you are responsible for protecting those rights. We take no responsibility and assume no liability for User Content you or any third party posts on or through the Service.

5. Purchases and Payment

We offer various courses and educational materials for purchase through the Service. By making a purchase, you agree to the following terms:

• All payments are processed through secure third-party payment processors.
• All prices are displayed in USD unless otherwise specified and do not include taxes, which may be added at checkout based on your location.
• You must provide accurate and complete billing information, including legal name, address, telephone number, and payment information.
• For subscription-based services, you authorize us to charge your payment method on a recurring basis until you cancel your subscription.
• Promotional codes and discounts cannot be combined unless explicitly stated otherwise.

6. Free Trial

We may, at our sole discretion, offer a subscription with a free trial for a limited period of time.

You may be required to enter your billing information to sign up for the free trial. If you do enter your billing information when signing up for a free trial, we will not charge you until the free trial has expired. On the last day of the free trial period, unless you canceled your subscription, we will automatically charge the applicable subscription fee to the payment method you provided.

At any time and without notice, we reserve the right to (i) modify the terms and conditions of the free trial offer, or (ii) cancel such free trial offer.

7. Modifications to the Service

We reserve the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Service.

8. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Investment Course Blog.

Investment Course Blog has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Investment Course Blog shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

9. Disclaimer of Warranties

The Service and all content provided through the Service are provided on an "as is" and "as available" basis. Investment Course Blog makes no representations or warranties of any kind, express or implied, as to the operation of the Service, or the information, content or materials included on the Service.

You expressly agree that your use of the Service is at your sole risk. We do not warrant that the Service will be uninterrupted or error-free, nor do we make any warranty as to the results that may be obtained from the use of the Service, or as to the accuracy, reliability, quality, or content of any information, service, or merchandise provided through the Service.

10. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Investment Course Blog, its affiliates, directors, employees, agents, partners, suppliers, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service;
• Any conduct or content of any third party on the Service;
• Any content obtained from the Service; and
• Unauthorized access, use, or alteration of your transmissions or content,

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

11. Indemnification

You agree to defend, indemnify, and hold harmless Investment Course Blog, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service, including, but not limited to, your User Content, any use of the Service's content, services, and products other than as expressly authorized in these Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Canada and the Province of Prince Edward Island, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

13. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service, or contact us to request account deletion.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

15. Contact Us