Privacy Policy

Last Updated: November 15, 2023

Investment Course Blog ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Investment Course Blog when you use our website (investmentcourse.com), services, and products (collectively, the "Services").

By accessing or using our Services, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy.

1. Information We Collect

1.1 Information You Provide to Us

We may collect information that you provide directly to us when you:

• Register for an account or enroll in our courses
• Purchase products or services
• Fill out forms or participate in surveys
• Communicate with us via email, phone, or other channels
• Subscribe to newsletters or marketing communications
• Participate in webinars, forums, or community discussions

The types of information we collect may include:

• Contact information (such as name, email address, mailing address, phone number)
• Account credentials (username and password)
• Billing information (such as credit card details and billing address)
• Profile information (such as profile photo, biography, and educational background)
• Course preferences and learning history
• Communications and feedback you provide to us

1.2 Information We Collect Automatically

When you use our Services, we may automatically collect certain information about your device and usage of our Services, including:

• Device information (such as your IP address, browser type, operating system, and device identifiers)
• Usage data (such as pages visited, time spent on pages, links clicked, and features used)
• Location information (based on your IP address)
• Referral information (how you came to our website)
• Log data (such as access times and error reports)

1.3 Cookies and Similar Technologies

We use cookies, web beacons, pixels, and similar technologies to collect information about your browsing activities and to distinguish you from other users of our Services. Cookies are small data files that are stored on your device when you visit a website, which enable us to collect information about your device identifiers, IP address, web browsers used to access the Services, pages or features viewed, time spent on pages, and links clicked.

We use the following types of cookies:

• Essential cookies: Necessary for the website to function properly.
• Analytical/performance cookies: Allow us to recognize and count the number of visitors and see how visitors move around our website.
• Functionality cookies: Enable us to personalize content and remember your preferences.
• Targeting cookies: Record your visit to our website, the pages you have visited, and the links you have followed to recognize you and provide relevant advertising.

You can set your browser to refuse all or some browser cookies or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our Services may become inaccessible or not function properly.

1.4 Information from Third Parties

We may receive information about you from third-party sources, such as:

• Business partners, such as payment processors and authentication services
• Advertising networks and analytics providers
• Social media platforms, if you choose to link your account or otherwise interact with our Services through these platforms

2. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our Services
• Process transactions and fulfill orders
• Create and manage your account
• Provide customer service and respond to inquiries
• Send technical notices, updates, security alerts, and support messages
• Communicate with you about products, services, offers, promotions, and events
• Monitor and analyze trends, usage, and activities in connection with our Services
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Personalize your experience and deliver content relevant to your interests
• Comply with legal obligations and enforce our terms and policies
• Improve our marketing and promotional efforts

3. How We Share Your Information

We may share your information in the following circumstances:

3.1 Service Providers

We may share your information with third-party vendors, service providers, contractors, or agents who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

3.2 Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of company assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.

3.3 Legal Requirements

We may disclose your information where we believe disclosure is necessary or required by law, regulation, or legal process, such as to comply with a subpoena or court order, to cooperate with government or law enforcement, or to protect our rights.

3.4 With Your Consent

We may share your information with third parties when you have given us your consent to do so.

3.5 Aggregated and De-identified Information

We may also share aggregated or de-identified information, which cannot reasonably be used to identify you, for various purposes including marketing, business development, and industry analysis.

4. Data Retention

We retain personal information we collect from you for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements, to resolve disputes, and to enforce our agreements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

5. Data Security

We take reasonable measures to help protect your personal information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. However, no security system is impenetrable, and we cannot guarantee the security of our systems or your information.

6. Your Rights and Choices

6.1 Account Information

You may update, correct, or delete your account information at any time by logging into your online account or contacting us. Please note that we may retain certain information as required by law or for legitimate business purposes.

6.2 Marketing Communications

You may opt out of receiving promotional emails from us by following the instructions in those emails or by contacting us. If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.

6.3 Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject cookies, but this may affect your ability to use our Services.

6.4 Do Not Track

Some browsers offer a "Do Not Track" ("DNT") feature that signals to websites that you do not want your online activities tracked. Because there is not yet a common understanding of how to interpret DNT signals, we do not currently respond to DNT signals on our Services.

6.5 Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, such as:

• The right to access personal information we hold about you
• The right to request that we correct any inaccurate or incomplete personal information
• The right to request that we delete your personal information
• The right to request that we restrict processing of your personal information
• The right to data portability (receive your data in a structured, commonly used format)
• The right to object to our processing of your personal information

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

7. International Data Transfers

We are based in Canada, and the information we collect is governed by Canadian law. If you are accessing the Services from outside Canada, please be aware that your information may be transferred to, stored, and processed in Canada where our servers are located. By using the Services, you consent to the transfer of your information to Canada and the use and disclosure of your information as described in this Privacy Policy.

8. Children's Privacy

Our Services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take steps to delete such information as quickly as possible. If you believe that a child under 18 may have provided us with personal information, please contact us.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. When we update our Privacy Policy, we will post the updated version and change the "Last Updated" date above. We will also notify you of any material changes by email (if we have your email address) or by a prominent notice on our website.

10. Third-Party Links and Services

Our Services may contain links to third-party websites, services, and applications that are not operated by us. These links are provided for your convenience only and do not imply any endorsement of the activities or content of these third parties or any association with their operators. We have no control over these third parties and are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party services you access.

11. Contact Us